The IDA Insurance Trust board has a designated treasurer that works closely with the cpa, legal and consultant team to invest and grow your premium dollars. After all of the weekly claims bills are paid, and the reserve fund grows, those premium dollars are put back into your health insurance plan to ‘buy down’ premium increases to keep your health insurance plan as cost effective as possible. While participating employers will see small rate increases, the goal of the trust is to remain fiscally responsible and provide the best benefits we can for our participating members.